Blog

Smart retirement: in pursuit of tax-free income

Keeping taxable income low has benefits beyond just minimizing your tax burden and making Roth conversions attractive. It can also affect the “combined income” calculation that determines how much of your Social Security benefits are taxable.

How to use your HSA account as a retirement medical fund

Whether HSAs are used to cover unplanned medical expenses in pre-retirement or the medical costs that come with aging, they provide a double benefit: not only are they valuable as an emergency medical fund, but the value is compounded by being tax-advantaged.

A widow’s dream team: widowhood shouldn’t be a solo venture

It’s unlikely that anyone in that group can fill one of the most cherished roles of the one you lost: that of a trusted guide. As a widow, you need a dream team of people “who have your back.”

Playing "catch-up" the safe way

IRS rules around retirement savings favor those who are over 50. Contributions above the normal limits are referred to as “catch-up” contributions.

Get ready for ‘whatever’

Could ignoring financial resolutions lead to a richer life?

Where are your bankers when you need them?

Some people simply want to juggle assets in the face of inconvenient external factors. And that juggling may require some bridge money to minimize damage.

Where is mom's money?

In case you ever have to step in temporarily, will you be able to assist your elderly parent with their finances?

Is a Roth IRA conversion right for you

In this video, Bill Harris walks you through how to think about if a Roth conversion is right for you.

The ultimate gift to loved ones

Someone will have to enter our private space and deal with the details of our life after we pass. And the most loving thing we can do is provide all the information and documentation in writing, so all doubt is removed, and let them know where to find the information.

The Financial Coach: the Future Financial Adviser?

Read the full article in the Journal of Financial Planning here: The Financial Coach: the Future Financial Adviser?

AI: Remember, you control your money

You may be gliding happily into all the technological innovations that affect how you handle your money. Or you may not. In any case, the move towards financial technology, or FinTech, is happening relentlessly.

Reverse mortgages: Seeing them with different eyes

Reverse mortgages – also known as Home Equity Conversion Mortgages (HECMs) – have had a bad rap for many years.