You need a plan that allows you to sleep easy at night.
You want your wealth to work for you. No Hidden Fees. No Hidden Agendas.
We Know Money Matters
As a Registered Investment Advisory firm (RIA), we have a legal obligation to put your interests first.
You work hard and want your wealth to be cared for. As a Registered Investment Advisory firm (RIA), our fiduciary duty and legal obligation is to put your interests first, which means you won’t run into hidden costs, expenses, or agendas. Our solutions are customized for your life, with all its moving parts in mind. By creating flexible, hand-crafted plans that are based upon your investment goals, risk tolerance, time horizon, tax profile, and income needs, we act as your board of directors, as well as your thinking partners.
We make investment decisions based on our own in-house research combined with leveraged information from many widely respected publications, money managers, and independent research companies. We often build portfolios with individual bonds and equities, Exchange Traded Funds (ETFs) and mutual funds, and are always focused on liquidity and keeping costs low. Our investment approach is to keep the big picture in mind while taking on short-range, actionable steps.
Hand Crafted Plans
We do our own in-house research and leverage many well known, respected money managers, and independent research companies.
Flexible Planning
We focus on liquidity and keeping costs low. We don’t like to tie up your money when we know that life is frequently changing.
Principal Led Discussions
Think of us as your board of directors. We’re thinking partners for the big decisions in life. You’ll always work with a principal here.
We have developed a specialty of empowering widows and women with their financial and money decisions. Our clients typically have lots of moving parts in their financial life.
Our typical money management client has $2,000,000 or more in investable assets.
Lots of people can manage your portfolio, but can they also help you create a “return on your life”? WH Cornerstone approaches financial advising differently. We serve as your financial coach to advise, implement, and continually manage all the moving parts of your life.
We are fee for service, which means we are paid solely by our clients for the financial plan we provide rather than a commission or transaction fee from a third party.
Our financial planning fees are charged as a flat rate, which typically ranges from $3,000 to $10,000. Fees are based upon the complexity of the situation. We also offer annual retainer and subscription fees for comprehensive wealth management. We’re happy to discuss any and all solutions to provide you financial peace of mind.
We do our own in-house research and leverage many well-known, respected newsletters, money managers, and independent research companies. We often build portfolios with individual equities, Exchange Traded Funds (ETFs) and bond funds. We are always focused on liquidity and keeping costs low. That means we don’t like to tie up your money when we know that life is frequently changing. Our approach to investing is always to keep the big picture in mind while taking on short-range, actionable steps.
Before you meet with us, we typically have you fill out an online risk assessment. We’ll ask that you provide us with some personal and financial information. We will also provide you with our Future Advantage Questionnaire™ to help you prepare for the questions we will review together. You are welcome to bring your questions too. Our initial meetings are anything but ordinary. It’s a chance for us to get to know you, where you’ve been on your financial (and personal) journey and where you want to go.
Yes. We like to meet with both spouses and have a relationship with both of you. Also, in order for you to have success in financial life planning we want to ensure that your goals, dreams and aspirations are aligned and that everyone is committed to the same future. As married business partners, we know first hand how important it is to have everyone on the same page.