Curve Ball Life Planning™
You want to be a financially confident woman.
And you don’t want to make big financial decisions alone.
We know life after loss is hard
You might feel your financial future is uncertain
You want to be a financially confident woman, but you might feel your financial future is uncertain. That’s why we created Curve Ball Life Planning™: to empower widows to live life from a position of knowledge and power, rather than fear and ignorance. First, we exhale, make a cup of tea, address your most pressing questions – financial and otherwise – and share a few critical pieces of advice:
Settle the estate: Taking care of your paperwork in a timely fashion is important in helping you organize your affairs so you can pause and breathe before you begin to move forward.
Put out any fires: Issues will arise that you did not anticipate, and that must be dealt with quickly.
Don’t make any major financial decisions for a year: Time is your greatest ally when it comes to making decisions. It will provide clarity and perspective. It is best not to make any major moves like selling your home, moving, liquidating your investments or even jumping into another relationship too soon.
After analyzing your financial situation, we help you to take care of urgent matters such as updating designated beneficiaries, reevaluating retirement plans, understanding Social Security and Medicare, planning your tax strategy and amending your budget. We stand by your side to help you chart the course of the path ahead, with the ultimate goal of empowering you with a plan of action that feels true to who you are and the legacy you will continue to carry on.
When life throws you a curve ball, where do you turn?
Our Curve Ball Life Planning™ is designed specifically for widows. We offer a comforting space for reflection, goal-setting and a plan to rebuild your personal and financial life.
How can we help you?
Our Curve Ball Life Planning™ PREPARE workbook helps organize your financial and personal life, since they are so intertwined. Use this workbook to centralize your data, so you always have it at a moment’s notice.
Your spouse has died, and it hurts. A lot. We offer our Curve Ball Life Planning™ REBUILD workbook to help you gather critical information during this difficult time in your life. Click below to download for free.
We created this checklist to help you navigate through the items that need to be addressed in the days, weeks, and month following your loss. Click below to download for free.
What types of clients do you work with?
Most often, a widow finds us after her partner has died. She was used to making decisions as part of a couple and wants the advice of someone who has a potential roadmap for her future journey. She has a complicated situation potentially involving a business, multiple homes across various locations and investment properties as well as other advisors who need someone to coordinate and work together as a system.
Ideally, we would be a part of the couples’ team of advisors setting them up with a plan that protects their hard work and wealth. Then, we’d be there to transition a widow to managing her financial life on her own when her partner dies.
Do you meet with clients virtually?
Yes. We service clients throughout the nation by leveraging the power of technology for virtual meetings. Our clients find them very engaging and interactive. However, if you’re located in Massachusetts or the greater New England area, we can schedule a meeting at office—Cornerstone Cottage—in Kingston, MA. The Cornerstone Cottage is our unique office, check out a video tour of the space here.
How do you get paid?
We are fee for service, which means we are paid solely by our clients for the investment services or financial planning we provide rather than a commission or transaction fee from a third party.
What do I need to prepare or bring with me to meet with you?
Before you meet with us, we typically have you fill out an online risk assessment. We’ll ask that you provide us with some personal and financial information in Orion Planning. We will also provide you with our Future Advantage Questionnaire™ to help you prepare for the questions we will review together. You are welcome to bring your questions too. Our initial meetings are anything but ordinary. It’s a chance for us to get to know you, where you’ve been on your financial (and personal) journey and where you want to go.
What makes a successful financial planning relationship?
We love that you are thinking about this!
Here’s our version of an ideal financial planning relationship:
- We believe every great relationship has give and take. And the very best relationships start as a team. We’ll ask you to do some homework before we meet so we’re all prepared to dig in.
- At our meeting, we want you to be open and authentic about both your current financial situation and your dreams for the future.
- Ideally, you’ll tell us your financial goals and snapshots of financial decisions that played a role in their past. But you’ll also dream big with us and give us the ideal future where your financial goals and your personal goals are totally aligned.
- We are not able to read minds nor do we have a crystal ball so our best advice is based upon what information you share with us.
- Pragmatically, timely communication and feedback is essential to assisting clients move forward.