No matter your life’s journey, whether you’re married, divorced, widowed, or single – watch this presentation to take some of the mystery out of the complex yet critical income source of Social Security.
Resources and Guides
At WH Cornerstone, we’re here to lend a helping hand. Utilize our assortment of worksheets, checklists, videos, and more to keep yourself on track, financially and otherwise.
Navigation:
Curve Ball Life Planning™ | Books and Guides | Schedule a Meeting | Videos and Webinars | Our Process | Assessments | Newsletters
Curve Ball Life Planning™
You might feel your financial future is uncertain. That’s why we created Curve Ball Life Planning™: to empower widows to live life from a position of knowledge and power, rather than fear and ignorance.
Curve Ball Life Planning™ PREPARE
Being prepared is not admitting that something bad or fatal is going to happen. Use our Curve Ball Life Planning™ PREPARE workbook to help organize your financial and personal life.
Workbook •
Life Planning
Curve Ball Life Planning™ REBUILD
Our Curve Ball Life Planning™ REBUILD workbook is here to help you gather critical financial and personal information and rebuild your life in the wake of losing your spouse or partner.
Workbook •
Life Planning
The After Death checklist
The death of a loved one is an emotional time. Our After Death checklist is here to help you navigate the critical days, weeks, and months that follow.
Checklist •
Life Planning
Sign up to receive our monthly newsletter, where we share community gatherings, useful and relevant information, recommended reading, and helpful resources for widows and widow supporters.
Widow Resources guide
Our widow resources guide provides numerous resources, including organizations, books, and Facebook groups, that can help you navigate the grief of losing a loved one.
Guide • Widow
Gifts of Preparedness
Preparing for the unthinkable before it happens is one of the greatest gifts you can give your loved ones. That’s why we have compiled a list of resources that will make having these hard conversations easier.
Resources •
Life Planning
Curve Ball Life Planning™ process
What happens when life throws you a curve ball? Learn more about our process that has helped empower many widows with their financial future.
One-sheet • Widow
Books and Guides
We’re committed to helping you stay informed, whether that means understanding Medicare or explaining the ins and outs of inherited IRAs. Read our books and guides below.
Inheriting Your Spouse’s IRA
Written by WH Cornerstone Co-Founder, Bill Harris, RMA®, CFP®, Inheriting Your Spouse’s IRA is a planning guide navigating estate tax and legal maze associated with the IRA universe.
Book • Widow • Retirement
Rise Up: A Widow’s Journal
This journal captures the thoughts and feelings that might be swirling around in the head and heart of a widow. It is thoughtfully organized into 10 chapters that guide along various stages of widowhood.
Journal • Widow • Retirement
Holiday Support for a Loved One
Here are a few things you should try hard not to do, along with a few things you should do instead to support a widow during the holiday season.
Guide • Widow
Understanding Windfall Elimination Provision
Is your Social Security at risk of Windfall Elimination Provision (WEP)? Our guide will help you understand if you’re among the vulenerable.
Guide • Widow
Social Security
28 documents you need
Gather these 28 documents in one spot for your heirs so they avoid any frustration and financial pain during a time of loss.
Guide • Widow
Understanding Medicare
This guide provides you with a clear explanation of the initial decisions you need to make when choosing the right Medicare coverage for you.
Guide • Medicare
Understanding Government Pension Offset
Government Pension Offset (GPO) is a little-known retirement game-changer that can wreak havoc with your best-laid plans. Our guide will help you understand everything you need to know about GPO.
Guide • Widow •
Social Security
The Ultimate Guide to Donor-Advised Funds
Donor-advised funds (DAFs) seem to have come out of nowhere, yet they’ve been around since the mid-1930s. Our guide will help you understand everything you need to know, including how DAFs work and 5 investment considerations.
Guide • Donor-Advised Funds
Click the button below to learn more about Bill’s book, Inheriting Your Spouse’s IRA.
Schedule a Meeting
Now that you know a little bit about who we are and what we do, consider scheduling a meeting. Our discovery session is a no-pressure way for us to get to know each other.
Paula Harris
As WH Cornerstone’s co-founder, Paula Harris is part financial advisor and part dream architect who takes great pride in helping her clients, particularly mid-life widowed women, obtain financial peace of mind while they get back on their feet, rise up and navigate their path forward.
Bill Harris, CFP®, RMA®
As a Certified Financial Planner™ Practitioner, a Retirement Management Advisor®, an Ed Slott Elite IRA Advisor and past President of the Financial Planning Association (FPA of Massachusetts), Bill’s knowledge and expertise optimizes our client’s financial resources to help them achieve their dreams.
Videos and Webinars
Our educational videos and webinars are put together with the intention to provide insightful and factual information in a straightforward way.
What to say at a wake of funeral
In this Cornerstone Quick Clip, Paula Harris discusses how to appropriately give your condolences when attending a funeral or wake.
Video • Widow
Understanding Massachusetts income tax rules and your IRA
Bill Harris talks you through the fact that Massachusetts is one of two states that does not allow you to deduct your IRA contribution on your state taxes.
Video • Life Planning
Embracing your inner matriarch
this webinar is an exploration of what it means to be a matriarch, and the rich rewards of finding your own brand of personal leadership in your family.
Webinar •
Matriarch
Qualified Charitable Distributions
In this Cornerstone quick clip, Bill Harris discusses the tax benefits of Qualified Charitable Distributions
Video •
Taxes
The importance of beneficiary forms
Are your beneficiary forms in order? Bill Harris discusses why it’s important to update and review them annually.
Video •
Life Planning
What widows need to know about Social Security
Marcia Mantell, Social Security expert, and WH Cornerstone discuss a variety of Social Security situations that are unique to widows.
Webinar • Widow •
Social Security
To view more of our informative videos and webinars, click the button below.
Our Process
Lots of people can manage your portfolio, but can they also help you create a “return on your life”? We serve as your financial coach to advise, implement, and continually manage all the moving parts in your life and make sure your assets are working for you.
Future Focus Quest™
We’re not just financial planners, we’re dream architects. Our five step process provides you with a comprehensive process to identifying and capturing your unique goals and dreams.
One-sheet • Financial Planning
Second Act Retirement Coaching
The ultimate goal of your money is to live your best life possible in your second-act. Together, we can help you achieve that. Learn more about our Second Act Retirement coaching service.
One-sheet •
Retirement
Future Advantage Questionnaire™
What gets you excited? What is getting in your way of moving forward? The questions on our Future Advantage Questionnaire™ can help you understand where you are and where you want to be.
Questionnaire •
Financial Planning
Money Management Approach
We believe money matters. As a Registered Advisory (RIA) firm, we’re beholden to no one but you. Discover what’s included in every one of our money management relationships.
One-sheet •
Money Management
Assessments
Return on Life Assessment™
Is your money offering you the best life possible? Using the exclusive Return on Life™ index, you can recalibrate how you’re managing your wealth to give you the ultimate return. See where you stand.
Assessment •
Life Planning
Newsletters
Sign up to receive our popular monthly newsletter, where we share WH Cornerstone news, useful and relevant information, recommended reading, and our latest blog posts posts.
Submit the form below to subscribe to our financially empowering newsletter!
Connect
WH Cornerstone Investments Inc.
A Massachusetts Corporation
P.O. Box 207
Duxbury, MA 02331
Office location: by appointment
13 Tremont Street
Kingston, MA
Ph: 888.797.9009 (toll free)
Fax: 781.285.3089
Disclosure
Privacy Policy | Annual Disclosure
W.H. Cornerstone Investments Inc. (“WH Cornerstone”) is registered as an Investment Adviser with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by WH Cornerstone in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption. All written content on this site is for information purposes only. Opinions expressed herein are solely those of WH Cornerstone, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties' informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. All investing involves risk, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.
© Copyright 2023 WH Cornerstone Investments Inc. All rights reserved.