by Bill Harris, CFP, RMA | Aug 16, 2022 | Financial Planning, IRAs, Retirement
IRAs and 401(k)s, as well as 403(b)s and 457s, are among the preferred ways to save for retirement. In the past, if you inherited part of a family fortune (regardless of size) through tax-advantaged accounts, you could stretch your spending over your expected...
by Bill Harris, CFP, RMA | May 11, 2022 | Divorce, Financial Planning, Retirement, Widow
Whether you’ve been single all your life or became single again after a divorce or widowhood, you will likely be making most (if not all) of your retirement planning decisions on your own. It will be up to you to secure your retirement years financially. You’ll need a...
by Bill Harris, CFP, RMA | Mar 22, 2022 | Financial Planning, Retirement
What financial risks are you underestimating in retirement? Like any other phase of life, retirement is not risk-free. While it is seen as our reward for many years of hard work, it still carries exposure to what is happening out in the world. Our concerns tend to...
by Bill Harris, CFP, RMA | Nov 16, 2021 | Retirement, Curve Ball Planning, Financial Planning
If you ever need long term care, will you be ready? For some, long-term care promises to be a rude awakening. Few people think they will ever need any form of long-term care, whether in assisted living or a nursing home. But the actual figure is closer to 70 percent...
by Paula Harris | Sep 27, 2021 | Financial Planning, Investing, Retirement
According to a Pew Research Center study, women are about twice as likely as men to age alone, with one-in-five women ages 60 and older living in a solo household (20%), compared with one-in-ten men (11%). This means that, regardless of whether a woman has been with a...
by Bill Harris, CFP, RMA | Sep 20, 2021 | Financial Planning, Retirement
It may already feel normal to walk into a store and see the “Help Wanted” sign on the door. Or you may have gone to your favorite restaurant one evening and found it closed, with an apologetic “Sorry, we couldn’t open tonight for lack of staff” note pasted somewhere....