When it comes to retirement and Social Security, the last thing anyone wants are unpleasant surprises.

When couples are planning for retirement they want to feel secure in the knowledge that the surviving spouse will received anticipated retirement benefits. Many widows count on their spouse’s Social Security benefits for a significant portion of their retirement income.

WEP and GPO offsets are two little-known provisions that under certain circumstances may adversely affect the amount of Social Security benefits a widow receives.

What are WEP and GPO offsets?

WEP stands for Windfall Elimination Provision and GPO stands for the Government Pension Offset.

It’s important to understand these two provisions as both could adversely affect retirement income.

These free guides explain who is at risk and what couples and widows need to know to minimize the impact GPO and WEP may have on their retirement planning. 

Recent Posts

The changing face of investing

The changing face of investing

You may remember visiting a stock broker with your parents as a child. The ground-floor office had large glass windows that gave out onto the street. The black lettering on the windows had gold edges that sparkled when the sun hit them. Inside, a nice secretary sat at...

read more
4 Ways to Show Widows Love on Mother’s Day

4 Ways to Show Widows Love on Mother’s Day

Mother's Day is a special occasion where we are able to come together and appreciate all that the mothers in our lives have done for us. But for widows, Mother's Day may be a challenging reminder of what they have lost. Regardless of whether a woman is newly widowed...

read more
Interactive Post-Pandemic Travel Webinar

Interactive Post-Pandemic Travel Webinar

“A journey of a thousand miles must begin with a single step.”–Lao Tzu We are excited to host an upcoming interactive Zoom webinar featuring Darren Humphreys from Travel Sommelier. As travel slowly becomes a popular topic again, Darren will share important information...

read more