Wedding rings and moneyWe are so honored to have a monthly newspaper column that runs in the local papers in Kingston, Plymouth, Marion, Plympton and on several WickedLocal.com sites. We hope you are enjoying them.

This month, Bill Harris talks about a very hot topic in Social Security planning: ‘File and Suspend’.

“File and suspend” is a strategy that can raise benefits for married couples through the use of spousal benefits and delayed retirement credits. Here’s how “file and suspend” may work. Meet Romeo and Juliette, married, age 66 and 62 respectively. Romeo is the wage-earning spouse. Upon reaching Full Retirement Age (age 66), Romeo files for Social Security and simultaneously suspends his benefits.

Read on for more…

 

 

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